Safe Purchase Spain Guarantees Your Spanish Property
20 Year Safe Purchase Vendors Guarantee Cover - Seller
If you see this logo next to property on our website it means that the vendor has purchased a Safe Purchase Vendor Guarantee. As a seller, there are huge benefits for you to offer this guarantee with your property sale.
For more comprehensive information, click here to visit our best of breed partner "Safe Purchase Spain".
If you are a buyer in Spain, and want to learn more about this guarantee Click Here to view our buyer’s page
Why Hasn't Your Property Sold yet?
Selling your property in today's market is becoming increasingly challenging. We know that supply currently outweighs demand which puts more and more downward pressure on prices.
The number of active buyers in the market has decreased and, to make things worse, if you live in or near an area affected by illegal building problems, the draconian Coastal Law ('La Ley de Costas') or Valencian 'Land Grab' Law, you know that buyers are naturally wary
This is compounded with many buyers of Spanish property coming to Spain having heard countless media stories about innocent
This is compounded with many buyers of Spanish property coming to Spain having heard countless media stories about innocent owners who have been seriously affected by legal and financial challenges to their rights as owners. Some of these owners have even seen their properties demolished while others have lost their rights of ownership completely.
So What Can You Do To Help Get Your Property Sold?
Pass On Your Confidence To Buyers & Make Your Property Stand Out!
Now, with Safe Purchase Spain and Caser Seguros, you can make your property stand out from the crowd and offer buyers the unique Safe Purchase ‘Vendor Guarantee’.
Representing a real first for Spanish property buyers, you’d be giving total confidence in your property to prospective purchasers.
Pass All This To Your Buyer!
Every purchase made through our company is protected by the unique 20 year IASPP Safe Purchase Guarantee for property buyers.
Representing a first for the Spanish property industry, the IASPP Safe Purchase Guarantee is included with every property sold through our company.
It protects the rights acquired by your title deeds from the moment you sign at the notary and includes cover against many of the problems that have affected innocent property owners in the past.
- 20 YEAR TITLE INSURANCE Provided By Caser
- Their Rights, Property & Investment FULLY PROTECTED
- FREE Safe Purchase ADVICE HOTLINE For Policyholders
- Policy Documents in ENGLISH & SPANISH
- FREE Home Contents Insurance
- SAVINGS of up to 25% on home, health, car, life and funeral insurances
- GUARANTEED best exchange rates and LOWEST bank charges on currency transfers
- PREFERENTIAL advertising with HolidayLettings.co.uk
- And, most of all total CONFIDENCE & PEACE OF MIND
FACT: Vendor Guaranteed Properties Get More Viewings!
Reserve Today!
Make a reservation for your buyer for only 95 Euros and only pay the difference when you have signed contracts and received your deposit from the purchaser.
Given the comprehensive level of protection and guarantees that Safe Purchase Guarantee offers, it is probably the most important and sensible decision you can make to ensure your property stands out.
There is no other product currently available that protects the rights of property owners.
Click Here To Learn More About Our Unique 20 Year After-Sales Guarantee
Safe Purchase Guarantee Cover – Buyers
If you see this logo next to property on our website it means that the vendor has purchased a Safe Purchase Vendor Guarantee. As a buyer, there are huge benefits for choosing a property with this guarantee and these are listed below.
For more comprehensive information, Click Here to visit our best of breed partner "Safe Purchase Spain".
If you are a seller in Spain, and want to offer this guarantee against your property Click Here to view our sellers page.
What Does Your Safe Purchase Guarantee Cover?
For problems that remain hidden, are unfair, unforeseen or fraudulent at the time of purchase, our Safe Purchase Guarantee provides cover that protects the rights accorded by your title deeds for the next 20 years. The main provisions are summarised below although the list is by no means exhaustive.
You should note that all of the provisions below are real examples of problems that actually happen.
Fraud & Document Forgery
Technology is making it very easy to forge and falsify all sorts of documents. There are well-organised groups of fraudsters who specialise in this type of activity.
You are covered in the event of the use of any false document that relates to your purchase.
Identity Theft - Your House Sold
There have been numerous cases where owners have become victims of identity theft and fraudsters have sold their properties for bargain prices.
The Spanish Supreme court even upheld the right of the 3rd party purchaser who had bought in good faith and the real owners lost their homes.
Identity Theft - Illegal Mortgages
When someone assumes your legal identity, that person can apply for a mortgage in your name.
Mortgages are obviously secured against the property and without cover you would be liable for the mortgage repayments.
Vendor Was Not The Real Owner
How do you know if the vendor is the real, legal owner of your property?
If in the future you find that the ‘vendor’ had no legal power - through a revoked Power of Attorney, for example - to act in the sale of your property, you would be covered.
Compulsory Purchase
When the governing political party of town halls change, so can local laws
Many who have lived happily in Spain for years fall victim to changes in land-use classifications that legally permit compulsory purchase orders. Properties near to the coast are particularly vulnerable.
Revoked Building Licences
Imagine after several years of ownership, the town hall issues a demolition order because it is shown that the original building licence is illegal and contravenes local planning laws and land classifications.
There have been numerous high profile cases of this recently on many of the Spanish Costas.
Fraudulent Sale - Property Isn't Yours
There have been numerous cases where owners discover that part of their land or property does not belong to them.
A terrace, for example, turns out to be common or communal property and was illegally constructed by previous owners.
Border Disputes
A very common problem arises when one of your neighbours decides that some of the land you own actually belongs to him
This can be the beginning of a very real and unpleasant situation but having your rights protected means that a solution is guaranteed.
Unknown Heirs Or Inheritors
You find out one day that in the event of the death of a previous owner, there are hitherto unknown heirs who subsequently make a claim on your property.
You title insurance has a provision for this event.
Coastal Law Procedures
Parts of the Spanish coastline are protected by the 'La Ley de Costas' or Coastal Law.
Changes to the classification of land near the sea have removed the rights of owners to sell or bequeath their properties.
How would you know if your property had an existing administrative claim against it?
Hidden Legal Defects
This refers to mistakes or discrepancies in your title deeds that subsequently makes it impossible or hard to sell your home or which limits your rights of ownership or enjoyment.
Often these seemingly minute details are not picked up by legal professionals.
Valid But Hidden Lease
You find out that you have bought a house that is already subject to a valid lease or rental agreement that you did not know about.
The lease is valid till it expires regardless of who owns the title. Would you know what to do?
Access Problems
If your property, garage or parking place cannot be accessed, you are covered.
This includes but is not limited to situations where the vendor does not vacate and your garage or parking place is too small and not fit for purpose.
Bankrupt Vendors
A judge says that the house you bought is subject of a bankruptcy order of the previous owner and therefore the rights of preferential creditors must be considered.
This is a point that very few if any legal professionals are likely to find or look out for.
Community Disputes
During the next 20 years, disputes arising on your community relating to anything that is passed by the Community of Owners that limits your rights to your property are covered.
Purchase From Incapable Vendor
You are covered in the event that the vendor you purchased from is legally defined as not having enough legal capacity to have signed over the title deed, thereby invalidating the sale.
Administrative, Legal & Financial Claims
These types of claims cover a wide variety of possibilities. Should anyone make a legal or financial claim through the courts for compensation or part of your property that affects the rights to your title, your Safe Purchase Guarantee may be able to help.
Non-Inscription In The Land Registry
You are covered for the costs and charges due should the registrar at the Land Registry office finds a defect in your title deed.
This problem can only arise and create a liability once you have signed your title deeds at the notary.
